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How much can I borrow?
This calculator should give you an idea of how much you will be able to borrow from a mortgage provider.
Your income: £:
Joint applicant income: £:
All mortgage providers calculate the amount they will lend you based on your income. The majority of lenders multiply the applicants salary by 3.5 to calculate the maximum amount they will lend you. Joint applicants can choose to take 3.5 times the first salary plus the second salary, or 2.75 times the combined salary. Which you choose depends on how much you earn. Please note that not all mortgage providers calculate the maximum loan amount in this way.

 

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